Loans
Finance Your Dreams
Our Loan Produts
Two Wheeler Loans
We provide loans for purchase of Two wheelers which are used for personal or business purpose. Finance is provided for buying new & used two-wheelers. Loans on two-wheelers is provided on product-specific interest rates and fees. We provide loan with minimum documentation, simple eligibility criteria, faster approval and flexible repayment modes.
Key Features
- Online / Offline Application.
- Simple documentation.
- Quick Approval.
- Tenure upto 36 months for New Two Wheelers
- Competitive interest rates
- Easy repayment modes.
- One time processing fee
- To maximize gains to its clients through optimum fine tuned Financial Solutions
Two Wheeler Loan Eligibility Criteria
- You are a salaried professional OR you are self-employed over the age of 18 years.
- You have been in employment for at least 6 months OR you have been in business for a minimum of 2 years.
Two Wheeler Loan Documents
- Photo Identity Proof (Self-attested copy of any one document*)
Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card - Address Proof (Self-attested copy of any one document*)
Ration Card, Passport, AadhaarCard, Driving License, Electricity Bill, Sale Deed, Property purchase
Note: KJMC Finance can ask for more documents if required for checking on the same .The Application will be assessed quickly after receiving the required documents.
MSME Loans
For any business, big or small, whether you are a manufacturer, distributor, trader or a service provider one needs capital or finance for growth of business, for working capital, for expansion of business, etc. Many of MSME's stay away from traditional lending institutions due to their stringent procedures, slow processing and excessive documentation. Taking into consideration that each business is unique, we came up with an unsecured small ticket business loan which will cover your funding needs & help in the growth of your business on time. With minimum documentation, simple eligibility criteria, faster loan approval and flexible tenure you can meet your business needs from our business loan product.
Key Features
- Online Application.
- Simple documentation.
- Quick Approval.
- Flexible tenure up to 18 months.
- One-time processing fee.
- To maximize gains to its clients through optimum fine tuned Financial Solutions
MSME Loan Eligibility Criteria
- Minimum operational history of 2 years
- If starting with new product then minimum 6 months
MSME Loan Documents
- Business Registration Proof
- KYC documents of the applicant and the organization
- Photo Identity Proof (Self-attested copy of any one document*)
Passport, Pan Card, Voter Identity Card, Driving License,Aadhaar Card - Address Proof (Self-attested copy of any one document*)
Ration Card, Passport, Aadhaar Card, Driving License, Electricity Bill, Sale Deed, Property purchase agreement (for owned properties) - Bank statement for the last 12 months
- Pan Card of the promoter
DISTRIBUTION of Third Party Loan Products
- KJMC REFERRAL SERVICES FOR VARIOUS FINANCIAL FACILITIES
KJMC provides referral services for its clients referring the name of the client to a bank & other party for providing loan products such asHome Loan, Loan Against Property, Business Loan,Personal Loan,Construction Finance,Machinary Loan,Loan Against Shares. - Advantages of KJMC referral services
KJMC will find the right lenders for the client as per its eligibility
KJMC will liaise with the potential client and will also assist the client in documentation with the bank or any other NBFC or HFI to carry out due diligence and appraisal processes:
(This service of KJMC , however , shall not be construed as a guarantee on behalf of the client referred to the Bank or NBFC or HFI for the facility and the Bank or NBFC or HFI shall take its own decision in the matter of sanction of the facility.)