MSME Loans

For any business, big or small, whether you are a manufacturer, distributor, trader or a service provider one needs capital or finance for growth of business, for working capital, for expansion of business, etc. Many of MSME's stay away from traditional lending institutions due to their stringent procedures, slow processing and excessive documentation. Taking into consideration that each business is unique, we came up with an unsecured small ticket business loan which will cover your funding needs & help in the growth of your business on time. With minimum documentation, simple eligibility criteria, faster loan approval and flexible tenure you can meet your business needs from our business loan product.


Key Features

  1. Online Application.
  2. Simple documentation.
  3. Quick Approval.
  4. Flexible tenure up to 18 months.
  5. One-time processing fee.
  6. To maximize gains to its clients through optimum fine tuned Financial Solutions
MSME Loan Eligibility Criteria

MSME Loan Eligibility Criteria

  1. Minimum operational history of 2 years
  2. If starting with new product then minimum 6 months

MSME Loan Documents

  1. Business Registration Proof
  2. KYC documents of the applicant and the organization
  3. Photo Identity Proof (Self-attested copy of any one document*)
    Passport, Pan Card, Voter Identity Card, Driving License,Aadhaar Card
  4. Address Proof (Self-attested copy of any one document*)
    Ration Card, Passport, Aadhaar Card, Driving License, Electricity Bill, Sale Deed, Property purchase agreement (for owned properties)
  5. Bank statement for the last 12 months
  6. Pan Card of the promoter

DISTRIBUTION of Third Party Loan Products

    KJMC provides referral services for its clients referring the name of the client to a bank & other party for providing loan products such asHome Loan, Loan Against Property, Business Loan,Personal Loan,Construction Finance,Machinary Loan,Loan Against Shares.
  2. Advantages of KJMC referral services
    KJMC will find the right lenders for the client as per its eligibility
    KJMC will liaise with the potential client and will also assist the client in documentation with the bank or any other NBFC or HFI to carry out due diligence and appraisal processes:
    (This service of KJMC , however , shall not be construed as a guarantee on behalf of the client referred to the Bank or NBFC or HFI for the facility and the Bank or NBFC or HFI shall take its own decision in the matter of sanction of the facility.)